Investment Management
Independent investment management for clients who require direct access to decision-makers and an international approach to their portfolios.
01
DISCRETIONARY MANAGEMENT
Discretionary Portfolio Management
Under a discretionary mandate, NRT Wealth manages the client’s portfolio in accordance with an agreed investment strategy, risk profile and mandate parameters.
Portfolio construction takes into account:
Investment objectives and time horizon
Strategic and tactical asset allocation
Risk tolerance
Liquidity requirements
Concentration risk
Existing investments and banking relationships
Relevant structural or jurisdictional considerations
We do not seek to impose the same portfolio on every client. Each mandate is defined around the client’s circumstances and managed consistently within the agreed framework.
02
INVESTMENT ADVISORY
Non-Discretionary Investment Advice
For clients who prefer to retain investment decision-making authority, NRT Wealth provides advice on securities, individual investment opportunities and investment decisions.
Our role may include:
Evaluating individual securities and investment opportunities
Comparing investment alternatives
Assessing risk and concentration
Reviewing opportunities presented by banks or other counterparties
Providing recommendations concerning individual transactions
Supporting the execution of client-approved investment decisions
NRT Wealth provides its assessment and recommendation while the client retains authority over the final investment decision.
DIFFERENT MANDATES ·
ONE DISCIPLINED APPROACH
Investment decisions are made in accordance with the client’s mandate rather than driven by product distribution.
NRT Wealth provides discretionary portfolio management and non-discretionary investment advice within the scope of its Investment Adviser (Unrestricted) license.
03
INVESTMENT APPROACH
How we approach investment decisions
We do not regard complexity as an objective in itself.
The starting point is to understand what the capital is expected to achieve, what risks are acceptable, what liquidity must remain available and what constraints apply.
Our investment process is centered on four areas:
01
ALLOCATION
Determining an appropriate balance between growth, income, liquidity and capital preservation.
02
SELECTION
Assessing investments according to fundamentals, valuation, risk and their intended role.
03
RISK
Monitoring concentration, liquidity, currency, market and counterparty exposures.
04
REVIEW
Reassessing investments and allocations as markets, valuations and client circumstances change.
04
INTERNATIONAL PORTFOLIOS
Working across banks and jurisdictions
International wealth is frequently held with more than one bank or custodian and across several jurisdictions.
NRT Wealth can manage or advise within this environment while maintaining a consolidated understanding of the client’s objectives, exposures and constraints.
Where appropriate, we work through existing banking and custody relationships rather than requiring assets to be transferred to a preferred custodian.